Hard Money Loans in the Midwest

Our primary focus is to provide private hard money loans and/or short-term funding to Real Estate Investors in Chicago area and midwest states for purchase and rehabilitation of residential real estate and to help them complete projects if they run short on funds.

The primary collateral for funding is the value of the property. We use the purchase price to determine the funding limits. Our renovation loans can provide up to 75% of the purchase and rehab funds for a project for qualified properties and investors. We have helped many people with a fix and flip loans on single-family homes and multi-unit buildings. In the past few years, we have financed property types such as hospitals, bowling alleys, vacant lands, and bars.

We can fund investment property loans that need rehab or cash out for business purposes. We are very flexible on income verification and credit scores. If you have a low mortgage balance on your property and are behind on property taxes and payments and are planning to sell we can help.

Properties in foreclosure may be funded, however, our hard money loans do not provide funding for the purchase of properties at an auction. We will fund a property that has been purchased at an auction and has a clear title.

We have sources offering long-term rental loans if you want to hold and build your property portfolio with a purchase or refinance at lower 30-year interest rates.

check mark

Properties we will consider:

  • Single-family homes
  • Townhouses
  • Condos
  • 2, 3, and 4 unit buildings
  • 5 to 100 unit apartment buildings
  • Commercial Properties (all types)
  • Vacant land (non rural)

wrong mark

Properties we will NOT consider:

  • Mobile home parks
  • Motel and Hotels flagged and non flagged-in conjunction with a capital partner
  • Gas Stations branded and non branded–in conjunction with a capital partner

More information about loans:

LTVs Up to 80%
Loan amounts: In-house up to $3 million and as low as $100K.
Lien position 1st only
Typical term % 8% to 14%
Typical term length 1-4 years

Please fill out the Loan Request Form below to Get Started

Let?s start with a couple of questions to see if your proposal is something we are interested in.

* Property State:
* Collateral Type:
* Do you live at the property?: